Have you decided on the credit card POS software that will be best for your business? Though security and fraud protection are important measures, the proper software also needs to be easily compatible with usable systems and tailored to the business in question. How large the business is, the scope of the audience base and what level of technology is best for your needs all influence the best decision.

Last January, the Better Business Bureau released possible guidance for a legitimate processing service. In general, the article advises businesses to pay close attention to the terms of any deal with a processing company to reduce the chance that they will take advantage of the company.

One of the points the source references is the need to negotiate appropriate terms, based on what is and isn't going to be a variable. This is a vital part of determining the final price of using the service, which in turn affects the long-term business plan.

"Only two factors contribute to price differences: the types of cards you accept (i.e. – debit cards or rewards cards); and the fees that payment processors and others in the card payment processing sales chain charge for their services," the BBB said. It also noted that discounts and fees "are negotiable or will vary from one company to another."

Once you've chosen a fitting card processing software, you may find it easier to accommodate consumer needs and provide safe transactions. Smarter POS systems also allow business owners to use purchase data to better respond to inventory concerns and other common brick and mortar issues. With legitimate scanners becoming difficult to distinguish from skimmers, the steps businesses take before implementation have to be thorough.