For retailers, processing credit card payments is a much more complicated solution than it seems. While many see it as a necessary step to capturing more sales, there are those who believe the hassle has become more of a problem than it is worth. The biggest problem is the processing fees associated with them.

A recent article from the Methow Valley News, a publication in North Central Washington State, examined this issue more closely. To answer the charges levied by banks on each credit payment, in states where it is legal, many have started adding a surcharge to payments made with a card that are under $10.

This is needed because the cost retailers pay can add up quickly. The article profiled Glover Street Market in Twisp, Washington. According to co-owner Molly Patterson, the company needed to add a surcharge because it was paying an average of $1.09 per transaction where a card was used. Since opening in 2010, the business has paid close to $60,000 to "banksters" in credit card fees.

To help explain the fee to customers, the business placed a chalkboard at the register that has a running tally of how much it has paid on processing fees, along with a note that all plastic charges under $10 come with a $1 surcharge.

Another business, the Old Schoolhouse Brewery in Winthrop, paid $22,000 in 2013 alone and with 76 percent of payments coming from plastic, a surcharge is required to be successful.

"When we explain the outrageous credit card processing fees to our customers, most all understand and support our decision to do so," co-owner Laura Ruud told the new source.

With the help of quality credit card payment processor, any business can more easily meet these challenges.