A new report from USA Today warns against the dangers of email phishing as a response to EMV.

The deadline for EMV implementation in the U.S. was Oct. 1. With that deadline come and gone, credit card thieves are likely to turn to other tactics to try and steal customer credit information.

EMV cards, the ones with a chip embedded into them, are more secure than old, magnetic strip cards because data is encrypted, protecting customers from traditional hacking methods. 

Despite the deadline, many customers still don't have their new cards, so hacks will, and have, continue, but as more EMV cards get out to consumers, criminals will look for other ways to get what they want, and some already have.

Phishing is not a new technique. It is when a consumer receives a communication from a seemingly reputable source asking their personal information, such as credit card accounts or Social Security numbers. Because they seem to be legitimate at first glance, many consumers relay the information without a second thought, not realizing that they've given their data to criminals.

According to USA Today, phishing through email has increased, and specifically because of the EMV changeover. 

"Scam artists … taking advantage of the situation by contacting people by email posing as their credit card company informing them that in order to issue a new EMV chip card, they need them to either update their account by confirming some personal information or click on a link to continue the process," the newspaper wrote.

The best thing to do in these situations is ignore the directions on the email and call the number on the back of your credit card to inform them of the phishing attempt.

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