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911 Software develops and markets a wide range
of credit card processing software solutions from the powerful
payment engines for the processors, payment
gateways and
clearing houses to the credit card software
for Point of Sale (POS) and stand-alone applications.
911 Software aims to become
the leading provider of credit card processing services and has been gaining
increasing recognition as the company that solves customer problems and
challenges without creating new ones. Our expertise and professionalism
have won us many satisfied credit card software and payment gateway customers.
We take special pride in the fact that our customer retention rate has
been at 100% since 1995!
The unique combination of industry specific knowledge and software
science allows us to build function rich, easy-to-use, reliable software
while taking advantage of the best technology available.
Latest Articles
Credit Card Fraud and Security - News that hackers broke into the database of credit card payment processor CardSystems, which contained information on over 40 million credit card accounts, raises the obvious question: Who did it? The FBI is investigating... 28 members of Shadowcrew have been indicted. Shadowcrew operated one of the largest illegal online sites that facilitated malicious hacking and identity theft by selling such key identifiers as Social Security and debit card numbers...
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Point Of Sale (POS) and Credit Card Software
The term is often used in connection with hardware and software for checkouts, including credit card processing software. POS systems evolved from the mechanical cash registers of the first half of the 20th century. Examples of this type of register were the NCR registers, operated by a crank, and the lever-operated Burroughs registers. These registers recorded data on journal tapes and required an extra step to transcribe the information into the retailer's accounting system. The next step was the NCR Class 5 cash register. In 1973 new registers that were driven by computers were introduced, such as the IBM 3653 Store System and the NCR 2150. Other computer based manufacurers were Regitel, TRW, and Datachecker. 1973 also brought about the introduction of the UPC/EAN barcode readers for credit card software on the POS systems. In 1986, the POS systems became based on PC technology with the introduction of the IBM 4683...
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Gift Cards, Loyalty Programs and Credit Card Processing Software
In marketing generally and in retailing more specifically, a loyalty card, rewards card, points card, or club card is a plastic card, visually similar to a credit card or debit card, that identifies the card holder as a member in a commercial incentives programme. In the United Kingdom it is typically called a loyalty card, in Canada a rewards card or a points card, and in the US either a discount card, a club card or a rewards card. Cards typically have a barcode or magstripe that can be easily scanned into credit card software, and some are even chip cards. Small keyring cards are often used for convenience.
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Debit Cards and Credit Card POS Software
There are currently two ways that debit card transactions are processed by credit card software: online debit cards and offline debit cards. Online debit cards are essentially enhanced automatic teller machine (ATM) cards, as they use the same personal identification number (PIN) authentication system and debits are reflected in the user’s account immediately. The PIN authentication is much more secure than the alternative signature (used in offline debit cards). One difficulty in using online debit cards is the necessity of a separate keypad at the credit card processing software to enter the PIN, although this is becoming commonplace for all card transactions in many countries. Overall, the online debit card is generally viewed as superior to the offline debit card because of its more secure authentication system and live status, which alleviates problems with processing lag on transactions that may have been forgotten or not authorized by the owner of the card...
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