EMV is making it harder for criminals to steal data at point of sale, so they're going online.

As EMV-enabled credit cards continue to make their way into the mainstream, credit card hackers are finding other ways to steal individuals' sensitive information. In 2017, the most likely avenue of success for these thieves is on the internet.

Experts predict hackers will increasingly use viruses such as malware, ransomware and botnets to trick users into relinquishing their personal information through the guise of a password update or some other deception, according to USA Today. Hackers will also increasingly target mobile phones as a way to steal data as more shoppers begin to make purchase through their smartphones. And it seems like many experts aren't confident in retailers' ability to stop such attacks.

According to the Tenable Network's 2017 Global Cybersecurity Assurance Report Card, overall confidence about the current state of cybersecurity came in at 70 percent in 2016, which marks a 6 percent decline from the previous year. Confidence of those surveyed to assess potential cybersecurity risks scored even lower at 61 percent, which represents a 12 percent drop from the previous survey.

"Based on these numbers, people aren't very good at finding out what their vulnerabilities are, but when they do find them, they're really good at patching them," Cris Thomas, a strategist at Tenable, told CSO.

The health care and education industries displayed the lowest confidence in their ability to combat cyberattacks, in addition to the government. Each of these sectors received a D on the cybersecurity report card. Coming in with the highest score was the retail industry, which received a C. As EMV helps beef up security for card-present transactions, business owners also need to be thinking about this online threat in 2017.