911 SOFTWARE
home home contact contact site map site map\

Compliance

products customer downloads support processors services reseller


 

MasterCard/Diners Club Alliance

Recently, MasterCard and Diners Club have entered into an alliance that requires a new set of rules for accepting Diners Club cards issued inside and outside of US.

 

  • Diners Club Cards which are issued in North America, have a 16-digit account number and a BIN beginning with "5" can be accepted and processed just like any MasterCard credit card transaction. There is no need to do anything here.

  • The new requirement is to accept Diners Club Cards which are issued outside of the U.S. and have a 14-digit account number, and a BIN beginning with "36" just like any MasterCard credit transaction. 

 Warning: Failure to comply with these new regulations may result in substantial fines!

How to Setup CreditLine To Be Compliant? 

Your setup (c:\911\data\ccv_info.dat file) contains individual card acceptance rules. If you are using an older setup (even if you are using it with the latest release of software) it will reflect the older Master Card/Diners Club  rules. To comply with the new regulations please follow the following procedure:

1) Open CreditLine Manager

2) Click Configuration -> Authorization Configuration

3) Select DinersClub -> Click Edit

4) Change the two fields as described in the following screenshot:

This will exclude the cards starting with 36xxxx of length 14 from Diners Club range

5) Click OK

6) Select MasterCard -> Click Edit

7) Change the two fields as described in the following screenshot:

This will add cards starting with 36xxxx of length 14 to MasterCard range

8) Click OK

9) Exit Authorization Configuration and Restart CreditLine Server for the changes to take effect.

CreditLine Dealer Instructions

1) Please insure that all new ccv_info.dat that you submit for licensing are setup according to the instructions above.  In other words, make sure that your new license template is compliant. 

2) Please check that any merchant switch ccv_info.dat complies with the the above before sending it over for licensing.

3) Please distribute this information to your customers as soon as possible.

Thank you,

911 Software Team